:root{
  --bg: #f6fbff;
  --card: #ffffff;
  --text: #0b1b2a;
  --muted: #506174;

  --primary: #1371A4;
  --primary-2: #0b5680;
  --accent: #e8f4fb;

  --shadow: 0 12px 30px rgba(11,27,42,.10);
  --radius: 18px;
  --radius-sm: 14px;
  --max: 1120px;

  --ring: 0 0 0 4px rgba(19,113,164,.18);
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Liberation Sans", sans-serif;
  color:var(--text);
  background: linear-gradient(180deg, #ffffff 0%, var(--bg) 40%, #ffffff 100%);
  line-height:1.6;
}

img{max-width:100%;height:auto;display:block}
a{color:inherit}
p{margin:0 0 14px}

.container{max-width:var(--max); margin:0 auto; padding:0 18px}
.section{padding:56px 0}
.section.tight{padding:34px 0}

.skip-link{
  position:absolute;
  left:-999px;
  top:auto;
  width:1px;height:1px;overflow:hidden;
}
.skip-link:focus{
  left:12px; top:12px;
  width:auto; height:auto;
  padding:10px 12px;
  background:#fff;
  border-radius:12px;
  box-shadow:var(--shadow);
  z-index:9999;
}

.topbar{
  background: #fff;
  border-bottom: 1px solid rgba(11,27,42,.06);
  position: sticky;
  top: 0;
  z-index: 50;
}
.header{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  padding:14px 0;
}
.brand{
  display:flex;
  align-items:center;
  gap:10px;
  text-decoration:none;
}
.brand img{
  width:44px; height:44px;
  border-radius:12px;
  background:#fff;
  border:1px solid rgba(11,27,42,.08);
  padding:6px;
}
.brand .name{
  display:flex; flex-direction:column; line-height:1.1;
}
.brand .name strong{font-size:15px}
.brand .name span{font-size:12px;color:var(--muted)}

.nav{
  display:flex;
  align-items:center;
  gap:18px;
}
.nav a{
  text-decoration:none;
  font-size:14px;
  color:rgba(11,27,42,.86);
  padding:10px 10px;
  border-radius:12px;
}
.nav a:hover{background:rgba(19,113,164,.08)}
.nav .active{background:rgba(19,113,164,.10); color:var(--primary-2)}

.nav-cta{
  display:flex; gap:10px; align-items:center;
}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  border-radius:14px;
  padding:11px 14px;
  text-decoration:none;
  border:1px solid rgba(11,27,42,.10);
  background:#fff;
  box-shadow: 0 6px 16px rgba(11,27,42,.08);
  font-weight:600;
  font-size:14px;
}
.btn:hover{transform:translateY(-1px)}
.btn.primary{
  background: linear-gradient(180deg, var(--primary) 0%, var(--primary-2) 100%);
  border-color: rgba(255,255,255,.22);
  color:#fff;
  box-shadow: 0 10px 24px rgba(19,113,164,.26);
}
.btn.ghost{
  background:rgba(255,255,255,.86);
}

.mobile-toggle{display:none}

.hero{
  padding:26px 0 12px;
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap:22px;
  align-items:stretch;
}
.badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:12px;
  padding:7px 10px;
  border-radius:999px;
  background:rgba(19,113,164,.10);
  color:var(--primary-2);
  border:1px solid rgba(19,113,164,.16);
  margin-bottom:10px;
}
.h1{
  font-size:44px;
  line-height:1.05;
  margin:0 0 12px;
  letter-spacing:-.02em;
}
.h1 em{font-style:normal; color:var(--primary)}
.sub{
  font-size:16px;
  color:var(--muted);
  max-width:60ch;
}
.hero-actions{display:flex; gap:10px; flex-wrap:wrap; margin-top:16px}
.trust-row{
  display:flex;
  gap:12px;
  align-items:center;
  margin-top:18px;
  flex-wrap:wrap;
}
.avatars{display:flex; align-items:center}
.avatars span{
  width:34px;height:34px;border-radius:50%;
  background:linear-gradient(180deg,#eaf7ff,#ffffff);
  border:1px solid rgba(11,27,42,.10);
  margin-left:-8px;
  box-shadow:0 8px 18px rgba(11,27,42,.08);
}
.avatars span:first-child{margin-left:0}
.trust-text{font-size:13px;color:var(--muted)}

.hero-card{
  background: linear-gradient(180deg, rgba(19,113,164,.08) 0%, rgba(19,113,164,.03) 60%, #fff 100%);
  border:1px solid rgba(11,27,42,.08);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow:hidden;
  position:relative;
  display:flex;
  flex-direction:column;
}
.hero-card .img{
  aspect-ratio: 4 / 3;
  background:
    radial-gradient(1200px 420px at 10% 10%, rgba(19,113,164,.18), transparent 50%),
    radial-gradient(1100px 400px at 100% 30%, rgba(11,86,128,.20), transparent 48%),
    linear-gradient(180deg, #e9f6ff, #ffffff);
  position:relative;
}
.hero-card .img::after{
  content:"";
  position:absolute;
  inset:0;
  background:
    linear-gradient(180deg, rgba(0,0,0,0) 40%, rgba(0,0,0,.20) 100%);
}
.hero-card .chip{
  position:absolute;
  top:14px; left:14px;
  background:#fff;
  border:1px solid rgba(11,27,42,.10);
  border-radius: 14px;
  padding:10px 12px;
  box-shadow: var(--shadow);
  font-size:13px;
}
.hero-card .chip b{color:var(--primary-2)}
.hero-card .stats{
  position:absolute;
  bottom:12px; left:12px; right:12px;
  display:grid;
  grid-template-columns: repeat(3,1fr);
  gap:10px;
}
.stat{
  background: rgba(255,255,255,.90);
  border:1px solid rgba(255,255,255,.55);
  border-radius: 14px;
  padding:10px 10px;
  box-shadow: 0 10px 22px rgba(11,27,42,.10);
}
.stat .k{font-size:12px;color:rgba(11,27,42,.70)}
.stat .v{font-weight:800; font-size:18px}

.hero-card .body{padding:14px}
.pills{display:flex; flex-wrap:wrap; gap:8px}
.pill{
  font-size:12px;
  padding:7px 10px;
  border-radius:999px;
  background: rgba(19,113,164,.08);
  border:1px solid rgba(19,113,164,.14);
  color:rgba(11,27,42,.80);
}

/* Feature split */
.split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:22px;
  align-items:center;
}
.stack{
  position:relative;
  min-height:290px;
}
.stack .cardA, .stack .cardB{
  position:absolute;
  border-radius: var(--radius);
  border:1px solid rgba(11,27,42,.08);
  box-shadow: var(--shadow);
  overflow:hidden;
}
.stack .cardA{
  left:0; top:20px;
  width:64%;
  aspect-ratio: 4/3;
  background: linear-gradient(180deg,#ffffff,#eef8ff);
}
.stack .cardB{
  right:0; bottom:0;
  width:58%;
  aspect-ratio: 4/3;
  background: linear-gradient(180deg,#eaf7ff,#ffffff);
}
.stack .stamp{
  position:absolute;
  left:14px; top:14px;
  background:#fff;
  border-radius: 16px;
  border:1px solid rgba(11,27,42,.10);
  padding:12px 12px;
  box-shadow: var(--shadow);
  width:160px;
}
.stamp .big{font-size:22px;font-weight:900;color:var(--primary-2)}
.stamp .small{font-size:12px;color:var(--muted)}

.kicker{
  font-size:12px;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:rgba(11,27,42,.58);
  margin:0 0 8px;
}
.h2{
  font-size:30px;
  margin:0 0 10px;
  line-height:1.15;
}
.list{
  margin:14px 0 0;
  padding:0;
  list-style:none;
  display:grid;
  gap:10px;
}
.list li{
  display:flex;
  gap:10px;
  align-items:flex-start;
  background:#fff;
  border:1px solid rgba(11,27,42,.08);
  border-radius:16px;
  padding:12px 12px;
}
.icon{
  width:30px;height:30px;border-radius:12px;
  background:rgba(19,113,164,.12);
  border:1px solid rgba(19,113,164,.18);
  display:flex;align-items:center;justify-content:center;
  flex:0 0 30px;
}
.icon::before{content:"✓"; font-weight:900; color:var(--primary-2)}

/* Services grid */
.cards{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:16px;
  margin-top:18px;
}
.card{
  background: #fff;
  border:1px solid rgba(11,27,42,.08);
  border-radius: var(--radius);
  box-shadow: 0 10px 26px rgba(11,27,42,.07);
  overflow:hidden;
  display:flex;
  flex-direction:column;
}
.card .thumb{
  height:150px;
  background:
    radial-gradient(900px 220px at 20% 0%, rgba(19,113,164,.20), transparent 55%),
    radial-gradient(900px 220px at 90% 30%, rgba(11,86,128,.18), transparent 55%),
    linear-gradient(180deg,#eaf7ff,#ffffff);
  border-bottom:1px solid rgba(11,27,42,.06);
}
.card .content{padding:14px 14px 16px}
.card .content h3{margin:0 0 6px; font-size:18px}
.card .content p{color:var(--muted); font-size:14px; margin:0 0 10px}
.card .content .link{
  display:inline-flex; gap:8px; align-items:center;
  text-decoration:none;
  color:var(--primary-2);
  font-weight:700;
  font-size:14px;
}
.card .content .link:hover{opacity:.9}

/* Dark process section */
.band{
  background:
    radial-gradient(900px 360px at 10% 0%, rgba(19,113,164,.38), transparent 55%),
    radial-gradient(900px 360px at 90% 20%, rgba(11,86,128,.45), transparent 55%),
    linear-gradient(180deg, #07324a 0%, #0b2b40 100%);
  color:#eaf6ff;
  border-top:1px solid rgba(255,255,255,.10);
  border-bottom:1px solid rgba(255,255,255,.10);
}
.band .h2{color:#fff}
.steps{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap:14px;
  margin-top:16px;
}
.step{
  background: rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.12);
  border-radius: 18px;
  padding:14px;
}
.step .n{
  width:30px;height:30px;border-radius:12px;
  background: rgba(255,255,255,.12);
  display:flex;align-items:center;justify-content:center;
  font-weight:900;
  margin-bottom:10px;
}
.step p{color:rgba(234,246,255,.86); font-size:13px}

/* Metrics */
.metrics{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap:14px;
  margin-top:18px;
}
.metric{
  background:#fff;
  border:1px solid rgba(11,27,42,.08);
  border-radius: 18px;
  padding:14px;
  box-shadow: 0 10px 22px rgba(11,27,42,.06);
}
.metric .v{font-weight:900; font-size:22px; color:var(--primary-2)}
.metric .k{font-size:13px; color:var(--muted)}

/* FAQ */
.faq{
  display:grid;
  grid-template-columns: .95fr 1.05fr;
  gap:16px;
  align-items:start;
}
.faq-box{
  background: linear-gradient(180deg, rgba(19,113,164,.12), rgba(255,255,255,.98));
  border:1px solid rgba(19,113,164,.16);
  border-radius: var(--radius);
  padding:16px;
  box-shadow: var(--shadow);
}
.faq-box h3{margin:0 0 6px}
.faq-box p{color:var(--muted)}
.faq-box .btn{margin-top:10px}
.faq-items{display:grid; gap:10px}
details{
  background:#fff;
  border:1px solid rgba(11,27,42,.10);
  border-radius: 16px;
  padding:0;
  overflow:hidden;
}
summary{
  list-style:none;
  cursor:pointer;
  padding:14px 14px;
  font-weight:800;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:10px;
}
summary::-webkit-details-marker{display:none}
summary::after{
  content:"+";
  width:28px;height:28px;border-radius:12px;
  display:flex;align-items:center;justify-content:center;
  background:rgba(19,113,164,.10);
  border:1px solid rgba(19,113,164,.14);
  color:var(--primary-2);
  font-weight:900;
}
details[open] summary::after{content:"–"}
details .answer{
  padding:0 14px 14px;
  color:var(--muted);
  font-size:14px;
}

/* Testimonials */
.testimonials{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:16px;
  margin-top:16px;
}
.quote{
  background:#fff;
  border:1px solid rgba(11,27,42,.08);
  border-radius: var(--radius);
  padding:14px;
  box-shadow: 0 10px 22px rgba(11,27,42,.06);
}
.stars{letter-spacing:1px;color:rgba(19,113,164,.95); font-weight:900}
.quote p{color:var(--muted); font-size:14px}
.person{display:flex; gap:10px; align-items:center; margin-top:10px}
.person .dot{
  width:34px;height:34px;border-radius:50%;
  background:linear-gradient(180deg,#eaf7ff,#ffffff);
  border:1px solid rgba(11,27,42,.10);
}
.person .who{font-size:13px; color:rgba(11,27,42,.82)}
.person .who span{display:block; color:var(--muted); font-size:12px}

/* CTA */
.cta{
  background:
    radial-gradient(900px 340px at 20% 0%, rgba(255,255,255,.12), transparent 55%),
    radial-gradient(900px 340px at 90% 30%, rgba(255,255,255,.10), transparent 55%),
    linear-gradient(180deg, #0a4a6b 0%, #07324a 100%);
  color:#eaf6ff;
  border-radius: 22px;
  padding:22px;
  display:flex;
  gap:16px;
  align-items:center;
  justify-content:space-between;
  border:1px solid rgba(255,255,255,.14);
}
.cta h2{margin:0; font-size:26px; line-height:1.1; color:#fff}
.cta p{margin:6px 0 0; color:rgba(234,246,255,.86)}
.cta .btn.primary{border-color: rgba(255,255,255,.28)}
.cta-actions{display:flex; gap:10px; flex-wrap:wrap}

/* Contact */
.contact{
  display:grid;
  grid-template-columns: .9fr 1.1fr;
  gap:16px;
  align-items:stretch;
}
.contact-card{
  background:
    radial-gradient(900px 280px at 10% 10%, rgba(19,113,164,.22), transparent 55%),
    linear-gradient(180deg, #07324a, #06283a);
  color:#eaf6ff;
  border-radius: 22px;
  padding:18px;
  border:1px solid rgba(255,255,255,.12);
}
.contact-card h3{margin:0 0 10px; color:#fff}
.contact-card p{color:rgba(234,246,255,.86)}
.contact-card .chips{display:grid; gap:10px; margin-top:12px}
.chipline{
  background: rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.14);
  border-radius: 16px;
  padding:12px;
  display:flex;
  gap:10px;
  align-items:flex-start;
}
.chipline .mini{
  width:30px;height:30px;border-radius:12px;
  background: rgba(255,255,255,.12);
  display:flex;align-items:center;justify-content:center;
  font-weight:900;
}
.chipline a{color:#fff; text-decoration:none}
.chipline a:hover{text-decoration:underline}

.form{
  background:#fff;
  border:1px solid rgba(11,27,42,.10);
  border-radius: 22px;
  padding:18px;
  box-shadow: var(--shadow);
}
.grid2{display:grid; grid-template-columns: 1fr 1fr; gap:12px}
label{display:block; font-size:12px; color:rgba(11,27,42,.70); margin:0 0 6px}
input,select,textarea{
  width:100%;
  border-radius: 14px;
  border:1px solid rgba(11,27,42,.12);
  padding:11px 12px;
  font:inherit;
  outline:none;
  background:#fff;
}
input:focus,select:focus,textarea:focus{box-shadow:var(--ring); border-color: rgba(19,113,164,.38)}
textarea{min-height:120px; resize:vertical}
.form .actions{display:flex; gap:10px; flex-wrap:wrap; margin-top:12px}
.note{font-size:12px; color:var(--muted); margin-top:10px}

/* Table (required) */
.table{
  width:100%;
  border-collapse:separate;
  border-spacing:0;
  overflow:hidden;
  border-radius: 18px;
  border:1px solid rgba(11,27,42,.10);
  margin-top:14px;
}
.table th, .table td{
  padding:12px 12px;
  text-align:left;
  border-bottom:1px solid rgba(11,27,42,.08);
  font-size:14px;
}
.table th{
  background: rgba(19,113,164,.10);
  color: rgba(11,27,42,.85);
}
.table tr:last-child td{border-bottom:none}

/* Footer */
.footer{
  background: #061f2d;
  color: rgba(234,246,255,.88);
  padding:42px 0 22px;
  margin-top:40px;
  border-top:1px solid rgba(255,255,255,.10);
}
.footer .grid{
  display:grid;
  grid-template-columns: 1.2fr 1fr 1fr 1fr;
  gap:16px;
}
.footer a{color:rgba(234,246,255,.88); text-decoration:none}
.footer a:hover{text-decoration:underline}
.footer h3{
  margin:0 0 10px;
  color:#fff;
  font-size:14px;
  letter-spacing:.02em;
}
.footer p{color:rgba(234,246,255,.76)}
.footer .minirow{
  margin-top:16px;
  padding-top:14px;
  border-top:1px solid rgba(255,255,255,.10);
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  align-items:center;
  justify-content:space-between;
  font-size:12px;
}
.footer .logoRow{display:flex; align-items:center; gap:10px; margin-bottom:10px}
.footer .logoRow img{
  width:40px;height:40px;border-radius:12px;
  background:#fff;
  border:1px solid rgba(255,255,255,.10);
  padding:6px;
}

/* Content page helpers */
.pagehead{
  padding:20px 0 10px;
}
.breadcrumbs{
  font-size:13px;
  color:var(--muted);
}
.breadcrumbs a{text-decoration:none;color:var(--primary-2)}
.breadcrumbs a:hover{text-decoration:underline}

.content{
  background:#fff;
  border:1px solid rgba(11,27,42,.08);
  border-radius: 22px;
  padding:18px;
  box-shadow: 0 10px 24px rgba(11,27,42,.06);
}
.content h1{margin:6px 0 10px; font-size:34px; line-height:1.1}
.content h2{margin:18px 0 8px; font-size:22px}
.content ul{
  margin:10px 0 10px 18px;
  color:var(--muted);
}
.content li{margin:6px 0}

/* Responsive */
@media (max-width: 980px){
  .hero-grid{grid-template-columns: 1fr; }
  .split{grid-template-columns: 1fr; }
  .cards{grid-template-columns: 1fr 1fr; }
  .steps{grid-template-columns: 1fr 1fr; }
  .metrics{grid-template-columns: 1fr 1fr; }
  .faq{grid-template-columns: 1fr; }
  .testimonials{grid-template-columns: 1fr; }
  .contact{grid-template-columns: 1fr; }
  .footer .grid{grid-template-columns: 1fr 1fr; }
  .h1{font-size:38px}
}

@media (max-width: 720px){
  .nav{display:none}
  .mobile-toggle{display:inline-flex}
  .grid2{grid-template-columns: 1fr}
  .cards{grid-template-columns: 1fr; }
  .steps{grid-template-columns: 1fr; }
  .metrics{grid-template-columns: 1fr 1fr; }
}

.mobile-panel{
  display:none;
  padding:0 0 14px;
}
.mobile-panel a{
  display:block;
  padding:12px 10px;
  border-radius:14px;
  text-decoration:none;
  color:rgba(11,27,42,.86);
}
.mobile-panel a:hover{background:rgba(19,113,164,.08)}
.mobile-panel .active{background:rgba(19,113,164,.10); color:var(--primary-2)}

#navToggle{display:none}
#navToggle:checked ~ .mobile-panel{display:block}